Sometimes in the morning you just need that pick me up and with the holiday season approaching it’s tough to resist that Pumpkin Spice Latte that Starbucks pulls out just as it starts to get colder. But those $5 drinks can add up fast, so saving whenever and wherever you can is essential. What is Starbucks Rewards and How Does Starbucks Rewards Work? Let’s get the most obvious way to save out of the way … [Read more...] about How to Get Free Starbucks in 2023
saving money
17 Ways to Save Money for a Baby
Saving money for a baby on your mind? Becoming a new parent is nerve-wracking enough, so you shouldn't have to worry about money as well. Here are a few ways to cut back before the new member of your family arrives. Saving money for baby ideas 1. Buy Secondhand Clothes Hand me downs are great, but the next best thing is secondhand clothes. Browse your local consignment store or thrift store. You’re … [Read more...] about 17 Ways to Save Money for a Baby
11 Cute Cash Envelopes for the Dave Ramsey System
The cash envelope system taught by Dave Ramsey is an easy way to stick to your budget. I'm worried about my budget right now because I'm on maternity leave and my salary is reduced significantly. My husband and I considered the cash envelope system because we didn't trust ourselves to budget with our online tools. We also spend a lot on food and eating out and this would make it obvious when we hit our max for the … [Read more...] about 11 Cute Cash Envelopes for the Dave Ramsey System
Don’t Shortchange Your Health For Money
Saving money is always celebrated in the personal finance blog world. When someone cuts their housing expense by $200 or cuts their phone bill by $20 we cheer! Although lately I'm wondering if we're making a big mistake by treating cuts across all spending categories equally. For example, it's not uncommon to read on a personal finance blog (including this one): "My monthly grocery bill is down by $50 … [Read more...] about Don’t Shortchange Your Health For Money
How to Become a Millionaire the Boring Way – 401(k), IRA, HSA
Many people picture themselves getting rich in crazy ways. I used to dream of finding some undervalued stock and becoming a millionaire! I quickly found out though, that if I wanted to actually become a millionaire, I needed to start by saving in my retirement accounts. Yes, it's the boring approach to getting rich but it's the smarter approach since retirement accounts come with tax … [Read more...] about How to Become a Millionaire the Boring Way – 401(k), IRA, HSA
How to Save $26,000 in 7 Months
I've saved over $26,000 in the past 7 months. Even saying that number surprises me because it didn't feel like I was saving that much at all! Below is exactly how I saved over $26,000 in 7 months which I know is not possible for everyone but something that actually happened to me. First Choose Where to Save Your Money The first step I took was to educate myself about all of the different places I could … [Read more...] about How to Save $26,000 in 7 Months